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Personal Medical Insurance - Health insurance has become mandatory for the money we care about the future of personal medical insurance is no exception .The insurance has been set and the data is very clear to us who want to get it and not only that there are four types of plans you can choose from the metal in your State Health Insurance Marketplace and catastrophic health plan .
In its report ( Individual Health Insurance 2009: A Comprehensive Survey Premiums , Availability , and Benefits ) announced in October 2009 , America's Health Insurance Plans ( trade group representing health plans ) presented some information that gives a sense of what the cost of health insurance policy when purchased by an individual .
On average , the annual premium is $ 2,985 for a single person and $ 6,328 for families .
The annual premium is different from country to country . For example , the premium for a family health plan in New York is $ 13,296 , while a similar plan in Iowa is $ 5,609 .
The annual premiums for health plans also differ depending if the annual deductible is high or low . For example , a family plan with no deductible had an average premium of $ 12,686 per year , while the plan with an annual deductible of $ 10,000 have an average premium of $ 5,380 per year .
Metals are four types of plans you can choose from in your State Health Insurance Marketplace and catastrophic health plan.
Platinum plan covered the cost of the split 90-10.
Platinum plan has the lowest out-of-pocket costs and the highest monthly premium. It is the right choice for anyone who wants to "best coverage" for themselves and their families and a smart buy for those who are ill or who have dependents who tend to use expensive health services.
Gold plan covered the cost of the split 80-20.
Gold Plan costs a little more, but lower deductibles and better out-of-pocket cost-sharing coverage means that the family will not have to worry about health care costs stop them from their families get the care they deserve.
Silver plan covered the cost of the split 70-30.
Plan silver "market standards" which means that the premium is based on the cost cap plan Sliver. A sliver plan in the market can not charge more than 9.5% of your income if you make less than 400% of the Federal Poverty Level. The less you make, the lower the premium cap.
Bronze plans cover the cost of a 60-40 split.
Bronze cheapest plan because the insurance only pays 60% of health care costs borne by you, and the policy holder should come up with the other 40%. In other words, a plan with an actuarial value of 60% includes 60% of the cost of out-of-pocket. Bronze plan also has the benefit of the most basic and the most restrictive networks of doctors and hospitals. It is a good option for those who do not plan to use a lot of medical services. Many low-income Americans may qualify for free or very cheap plans
Buying Health Plan: Disaster Health Plan
Aside from the four metal plans sold in the health insurance exchanges of young people making a certain amount of the federal poverty level may be eligible for a bare bones catastrophic health plan. This plan has a lower actuarial value, high-network deductible and limited but very low monthly price.
Metals are four types of plans you can choose from in your State Health Insurance Marketplace as well as the type of health plan catastrophic .four Metals plans you can choose from within, your State Health Insurance Marketplace and catastrophic health plans and Individual Health Insurance.Personal Medical Insurance And Four Types Health Insurance Marketplace
regards
http://healthinsurance.about.com/od/healthinsurancebasics/a/cost_of_health_insurance.htm
http://obamacarefacts.com/insurance-exchange/health-insurance-plans.php
Personal Medical Insurance And Four Types Health Insurance Marketplace
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